If you’re overdue for a raise, consider taking your income’s fate in to your own hands and requesting an increase in pay. Learn helpful tips before you start the conversation.
Use the halfway point in the year as an opportunity to do a frank assessment of your spending to date and make realistic plans for the months ahead.
The best things in life are free, and this includes a host of activities that you can fit into your workday that won’t stretch your wallet.
Employer-sponsored short-term savings plans aren’t yet a standard work benefit in the way that health insurance and 401(k) accounts are. But it may be time for that to change, given today’s combination of historically low unemployment rates and high financial insecurity.
Every day you make decisions that impact your bank account balance. Small purchases throughout the week add up fast, but building a few smart habits can help you grow your savings. In this article, we’ll offer up a few strategies to cut down on everyday costs to help you keep your wallet healthy. 1. Plan […]
Your tax return may be smaller than usual this year, but that doesn’t mean you can’t stretch it to help you meet your goals. Setting a small amount of money aside can have a huge impact on your financial health in the short or long term. In this post, we’ll outline a few strategies for […]
Saving money without leaving home just got easier with our easy-to-follow guide. From simply conserving energy by turning the lights off in unused rooms to government incentive programs, you can find the best options for your needs. Did you know the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs […]
Originally Published on Credit.com on Sept. 9, 2017 By Trae Bodge If you were aghast at how much you spent on holiday gifts when the credit card bills arrived last January, now is the time to start thinking about how to avoid a repeat performance. Even though it may feel shockingly early to begin thinking about the […]
At this point, you’ve probably heard it’s smart to build up an emergency fund – but do you know why it’s a valuable asset to have? We’ve listed our top 15 reasons why an emergency fund can make all the difference in a financial emergency. 1. Job Loss No matter the reasoning behind a job […]
An unexpected expense, such as a broken appliance or major car repair, doesn’t have to ruin your finances. Prepare for the unexpected with an emergency savings fund. If you haven’t started your emergency savings yet, you’re not alone! Over 63% of Americans don’t have enough money in savings for a large unexpected expense. When it […]